Wachovia Bank & Trust Co. v. Westchester Fire Insurance

*354LAKE, J.

The sole question before us is, What is the meaning of the language used in this policy of insurance? This is a question of law. Lowe v. Jackson, 263 N.C. 634, 140 S.E. 2d 1; Parker v. Insurance Co., 259 N.C. 115, 130 S.E. 2d 36. The rules for determining it have long been established.

The words used in the policy having been selected by the insurance company, any ambiguity or uncertainty as to their meaning must be resolved in favor of the policyholder, or the beneficiary, and against the company. Williams v. Insurance Co., 269 N.C. 235, 152 S.E. 2d 102; Insurance Co. v. Insurance…