State Farm Fire & Casualty Co. v. Lewis

Opinion

SIMS, J.

Defendant Karen Lewis (Karen) appeals from a judgment declaring that plaintiff State Farm Fire and Casualty Company (State Farm) has no duty under a homeowner’s insurance policy to defend or indemnify the estate of her late husband, Wesley Lewis (Wesley), either for injuries Karen sustained or for the wrongful deaths of the Lewis’s two minor children.

On appeal Karen concedes the policy excludes coverage for her own physical bodily injuries. She contends, however, that the policy’s exclusionary clause does not unambiguously exclude coverage for her children’s wrongful deaths…