Wilbur v. State Farm Mutual Automobile Insurance Co.

OPINION

McKEIG, Justice.

The question presented in thjs case is whether the “proceeds awarded” to an insured under Minn. Stat. § 604.18 (2016)— which authorizes the award of “taxable costs” when an insurer denies benefits without a reasonable basis—are capped by the insurance policy limit. The district court answered that question in the affirmative and held that Wilbur’s underin-sured-motorist policy limit capped the amount of his award under the plain language of section 604.18. Wilbur challenged that determination. The court of appeals affirmed after determining that the statute was…