Beckwith v. State Farm Fire & Casualty Co.

*25OPINION

By the Court,

Maupin, J.:

In this appeal, we consider whether the intentional misconduct of an intoxicated insured is covered under a homeowner’s personal third-party liability policy. We conclude that, regardless of the insured’s intoxicated state, the act of striking another is intentional, that such an act is not a covered occurrence under the policy in question here, and that such incidents are subject to a properly drafted “intentional acts” exclusion clause. Consequently, we hold that the liability insurer in this instance is under no duty to defend or indemnify its insured in…