Fire Insurance Exchange v. Cornell

OPINION

In this appeal, we consider whether the enforceability and scope of exclusionary language in a homeowner’s liability insurance policy for intentional acts and child molestation is ambiguous. We conclude that the policy, by its terms, unambiguously excludes coverage in connection with claims for negligent supervision of an adult child who commits statutory sexual seduction.

FACTS

Nineteen-year-old Milton Hernandez, a/k/a Milton Cortez, engaged in sexual intercourse with his twelve-year-old neighbor. State prosecution followed and Hernandez pleaded guilty to four counts of statutory sexual…