Gleed v. Aetna Casualty & Surety Co.

This case concerns whether Part 5 (optional bodily injury to others) of the standard Massachusetts automobile insurance policy provides liability coverage to an in*504sured who is the permissive operator of a vehicle not listed on his policy and, if so, whether an injured passenger, who releases the operator from all liability, must nevertheless still exhaust the operator’s policy limit before being entitled to underinsured motorist benefits from his own insurer under Part 3 (bodily injury caused by an uninsured or underinsured automobile) of the standard Massachusetts automobile policy. We hold…