Reinsurance Ass'n of Minnesota v. Timmer

OPINION

HANSON, Judge.

This is an appeal from summary judgment in a declaratory judgment action. The district court ruled that the Farmer’s Comprehensive Personal Liability policy, issued by appellant insurer, provided coverage for claims made against the respondent insured arising out of the insured’s sale of diseased dairy cows. The district court concluded that the appellant insurer owed duties both to defend and to indemnify respondent insured.

Because we conclude that insured’s cattle sales operation is a “farm operation” under the policy’s language, and that some of the buyer’s claims…