State Farm Mutual Automobile Insurance v. Coe

The plaintiff, State Farm Mutual Automobile Insurance Company (State Farm), filed a complaint for declaratory judgment seeking a determination that the defendant, Steven E. Coe, was not entitled to underinsured motorist benefits under his automobile liability policy with State Farm. Both parties filed motions for summary judgment. Mr. Coe appeals the order of the circuit court of Cook County granting summary judgment to State Farm and denying Mr. Coe’s motion for summary judgment.

The sole issue on appeal is the correctness of the circuit court’s order. The pertinent facts are summarized below.