Gillen v. State Farm Mutual Automobile Insurance

In this appeal we examine a setoff provision in an automobile insurance policy issued by State Farm Mutual Automobile Insurance Company. The setoff provision permits State Farm to reduce its liability for uninsured-motorist coverage by the amount paid to or for the insured “under any worker’s compensation, disability benefits, or similar law.” At issue is whether this provision applies to medical benefits paid by the City of Chicago for one of its employees, pursuant to section 22 — 306 of the Illinois Pension Code (Pension Code) (40 ILCS 5/22 — 306 (West 2002)), and the implementing…