Insurance Department of Commonwealth v. Allstate Insurance

*2OPINION BY

Judge COHN JUBELIRER.

This case arises out of a tragic one-car accident, on June 16, 1989, in which then nineteen-year old Charles Barlow (Barlow) suffered catastrophic injuries on State Highway 27 in Cape May County, Middle Township, New Jersey.1 To date, Barlow remains in a vegetative state as the result of severe brain injuries.

At the time of the accident, Barlow was a licensed Pennsylvania driver living with his parents in Aston, Pennsylvania. He was driving a car registered in Pennsylvania to his father, and insured under a Pennsylvania automobile insurance policy issued to his…