Hoffman v. Employer's Liability Assurance Corp.

This is an appeal from a judgment in favor of the plaintiff. The action was brought to recover on a policy of indemnity insurance issued by the defendant to plaintiff. Except as otherwise provided therein, the policy covers “bodily injuries, including death at any time resulting therefrom, accidentally sustained by any person or persons other than employees of the Assured by reason of the business operations carried on by the Assured, and at the locations, as described in the Declarations”.

The defense set up in the answer was that the defendant is not liable by reason of plaintiff’s…