Armed Forces Insurance Exchange v. Transamerica Insurance Co.
Hawaii Intermediate Court of Appeals
1Opinion of the Court
ACOBA, Judge.
We hold herein that the exclusion for activities arising out of business pursuits as applied to personal liability coverage in the homeowner’s insurance policy issued by Defendant-Appellee TIG 1 (TIG) refers to “activities which are conducted on a regular basis for the purposes of earning income, profit, and as a means of livelihood.” 9 L. Russ & T. Segalla, Couch on Insurance, § 128:13, at 17-18 (3d ed.1997) (footnote omitted) [hereinafter Couch], We conclude that the question of whether “a given activity constitutes a business pursuit ... is determined by the facts of the…
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