Runions v. Auto-Owners Insurance

This case deals with whether the period of limitation for suing to enforce a homeowner’s insurance policy is tolled during the pendency of criminal charges against the insured regarding the alleged intentional burning of the insured property. We hold that it is not. This is an issue of first impression in our state.

On December 14, 1988, plaintiff purchased a standard fire insurance policy from defendants. See MCL 500.2832; MSA 24.12832. That same evening, a fire occurred, apparently involving a kerosene heater, and the home sustained substantial damage. Plaintiff filed a proof of loss on…