Hayley v. Allstate Insurance

Defendant Allstate Insurance Company appeals by leave granted the trial court’s denial of its motion for summary disposition of all plaintiffs Dallas and Christine Hayleys’ claims pursuant to MCR 2.116(C)(8) and MCR 2.116(0(10). We reverse.

I. FACTS

Flaintiffs’ home sustained water damage in 1999 because of ice damming on their roof. The damage consisted primarily of flooding of the carpeting in a bedroom and the family room. Flaintiffs submitted a claim for this damage to defendant, their homeowner’s insurer, which defendant paid. The damage was repaired *573and, at the time, plaintiffs believed…