Reichert v. State Farm General Insurance

Opinion

BEDSWORTH, Acting P. J.

Eric and Lizbeth Reichert attempted a remodel of their newly purchased Huntington Beach house. Before construction was finished, city building inspectors discovered the project did not conform to Huntington Beach flood plain regulations, and ordered the house demolished. The Reicherts then sued their architect and their contractor, and also made a claim on their homeowners insurance policy. Their insurance company denied the claim, asserting the demolition was not an accidental loss, and in any event the loss was excluded by a provision in their policy saying…