Stevenson v. Missouri Property Insurance Placement Facility

LOWENSTEIN, Judge.

This breach of an insurance contract case was tried to the court. Stevenson, the insured, prevailed because the defendant, Missouri Property Insurance Placement Fa*289cility, as provided by the policy and state law, failed to give her written notice, as provided to the ruling and state law of nonrenewal of the fire insurance policy on her home. A loss resulted in $40,000 damage to the structure and $20,000 to the contents on Stevenson’s home which was insured under the Missouri FAIR Plan as contained in §§ 379.810 — .880, RSMo, 1986.

A brief discussion of the FAIR plan will…