Horn v. Hedgecoke Insurance Agency

REYNOLDS, Chief Justice.

This appeal presents the novel question whether an insurance agency, through which an insurance policy was issued naming a mortgagee to whom a loss was pay able and who paid the premium, has a duty of reasonably informing the mortgagee of the expiration and non-renewal of the policy by the named insured. Reaching an affirmative answer under the developed facts of this cause, we will reverse the take-nothing summary judgment suffered by the mortgagee and remand the cause.

A policy of fire insurance covering a residence in Amarillo was issued by North American Lloyds of…