Kobzina v. Empire State Insurance

On April 7, 1932, Charles Kobzina and Mary Kobzina, his wife, became, by deed, the owners, as joint tenants, of a business building and lot in East St. Louis, and so remained until December 1, 1935, when Charles Kobzina died. At the time of acquiring title said grantees executed a mortgage upon the property to Katherine Temme, trustee, in the sum of $1,500, both signing the instrument, and took out a policy of fire insurance thereon in the sum of $1,500, payable to both Charles Kobzina and Mary Kobzina; which policy, however, is not involved in this suit.

On December 15, 1933, another…