Allstate Insurance v. State Farm Mutual Automobile Insurance

Allstate Insurance Company (Allstate) appeals from a judgment entered by the trial court, finding liability coverage for Kermit Wilson under a policy issued by Allstate to his parents Ruth and George Wilson. The Wilsons cross-appeal from the trial court’s finding of no collision coverage in the same judgment. We affirm on the appeal and reverse on the cross-appeal.

Allstate issued a policy to Ruth and George Wilson, the named insureds, in 1974. The policy, set out in relevant part in the margin, 1 covered several automobiles, including a 1975 Datsun pickup jointly owned by George and Kermit.…