Kvalheim v. Horace Mann Life Insurance Company

LeGRAND, Justice.

While vacationing in Mexico in 1968, Ruth and Henry Hilmer sustained fatal injuries in an automobile accident. These consolidated cases were brought to enforce the disputed terms of two insurance policies on their lives. In one case, Shari A. Kvalheim is plaintiff as beneficiary under a policy of insurance issued by defendant Horace Mann Life Insurance Company on-the life of Henry Hilmer, and in the other she seeks payment as executor of the estate of Ruth Hilmer on a policy of insurance issued by the defendant Washington National Insurance Company.

In each case, the policy…