IMT Insurance Co. v. Roberts

SNELL, Presiding Judge.

The plaintiff in this declaratory judgment action, IMT Insurance Company, is the insurer on an insurance policy covering an automobile owned by Jack Roberts. The policy provides that IMT Insurance Company will pay damages arising out of any automobile accident for which a covered person becomes legally liable. The policy defines a “covered person” to be the named insured, Jack Roberts, or any family member. Excluded from the policy’s coverage are persons using the automobile without a reasonable belief that the person is entitled to do so.

On July 10,1982, Joel Roberts,…