Republic Ins. Co. v. Hoyle

(after stating the facts as above). The propositions of the appellant present, in effect, the points in view, namely: (1) The policy was void under its terms from its inception, in that, at the time the policy was issued, the interest of R. C. Hoyle in the property insured was not “other than unconditional and sole ownership.” (2) The inter-vener was not entitled to recover in any event, in that she was not made a beneficiary by express provision, and the element of privity of contract was otherwise absent.

If the appellant be liable at all on the policy, the second'point above may not be…