Legal Opinion

Houck v. State Farm Fire & Casualty Insurance

Supreme Court of South Carolina

Decided September 26, 2005No. 26043PublishedCited by 31 opinions

1Opinion of the Court

Justice WALLER:

We certified this case from the Court of Appeals pursuant to Rule 204, SCACR. At issue is the liability of Respondent, State Farm Insurance Company, to Appellants, homeowners in Beaufort County (Homeowners), for allowing them to purchase Standard Flood Insurance Policies covering their homes, when Preferred Risk Policies were available for a lower cost. The circuit court granted summary judgment to State Farm, holding it was not liable to Homeowners. We affirm.

FACTS

Homeowners purchased flood insurance policies from State Farm for their homes in Beaufort County (on Hilton Head…

2Cases cited17 opinions

  1. Steinke v. South Carolina Department of Labor, Licensing & RegulationSupreme Court of South Carolina · 1999
  2. Bishop v. South Carolina Department of Mental HealthSupreme Court of South Carolina · 1998
  3. George v. FabriSupreme Court of South Carolina · 2001
  4. Sabb v. South Carolina State UniversitySupreme Court of South Carolina · 2002
  5. Cafe Associates, Ltd. v. GerngrossSupreme Court of South Carolina · 1991

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3Cited by31 opinions

  1. Wisniski v. Brown & Brown Ins. Co. of PASuperior Court of Pennsylvania · 2006
  2. Zurcher v. BiltonSupreme Court of South Carolina · 2008
  3. Dennis Langwith And Ben Langwith, Individuals v. American National General Insurance Company, A Corporation American National Property And Casualty Co., A Corporation And Janet Fitzgerald, Individually And D/b/a American National Janet Fitzgerald Insurance ServicesSupreme Court of Iowa · 2010
  4. Woodson v. DLI Properties, LLCSupreme Court of South Carolina · 2014
  5. Argoe v. Three Rivers Behavioral Center & Psychiatric SolutionsSupreme Court of South Carolina · 2010

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