Cobler, Admr. v. Prudential Life Ins. Co.

On August 30, 1936, Orange W. Barrett and his wife, Maude Barrett, riding in an automobile which Mr. Barrett was driving, were involved in a head-on collision with another car. Both of the Barretts suffered fatal injuries and died in a common disaster. At the time of the' collision Mr. Barrett was carrying a life insurance policy in The Prudential Life Insurance Company of America in which his wife, Maude Barrett, was the named beneficiary.

One of the clauses in the policy provided: “if there be no beneficiary, original or substituted, when the policy becomes a claim by death, the company will…