Bradley v. Mid-Century Insurance

These cases concern contractual limitations on the coverage provided by uninsured motorist endorsements to automobile insurance policies:

i) the "owned vehicle exclusion” 1 which denies coverage under an uninsured motorist endorsement when the insured or relatives in his household are injured while occupying a motor vehicle owned by any of them if it is not the vehicle to which the uninsured motorist endorsement specifically applies;

ii) "limits of liability” 2 and "other insurance” 3 clauses which prevent recovery beyond the limits of a single uninsured motorist endorsement notwithstanding…