Providential Life Ins. Co. v. Clem

Paul Ward, Justice.

The Providential Life Insurance Co., appellant herein, issued a group policy (called “The Providential School Plan”) to the public schools of Harrisburg. The plan purported to pay the sum of $1,500, under specified contingencies, upon the death of a student.

This is a suit by Mr. and Mrs. Erby Clem, appellees herein, to collect for the death of their son David, a student in the Harrisburg High School, who was killed in an automobile accident while he and his teammates were on their way to Jonesboro to compete in a track meet.

The pertinent facts, which are not disputed, are…