Lawrence v. Providential Life Ins. Co.

Sam Robinson, Associate Justice.

The question on appeal is whether, under the terms of a policy of accident insurance, the assured is entitled to recovery for medical expenses he sustained by reason of an injury to his son, who was insured under the policy. The specific issue is whether the nature of the injury and resulting expenses were excluded under the provisions of the policy.

The appellee, Providential Life Insurance Company, writes a type of accident insurance called “The Providential School Plan.” Among other things, this insurance provides indemnity to the extent of $5,000 for medical…