Pekin Insurance v. Estate of Ritter

In this declaratory judgment action, plaintiff, Pekin Insurance Company (Pekin), appeals from the order of the circuit court of Ford County granting summary judgment in favor of defendant, the estate of Clinton Ritter, deceased, and denying Pekin’s cross-motion for summary judgment. The trial court’s ruling allowed defendant to “stack” available underinsured motorist (UIM) coverage for multiple vehicles under the same Pekin policy. The only issue is whether the UIM coverage limitation provision of the policy, read in conjunction with the remaining provisions of the policy is ambiguous. We…