Olson v. Herman Farmers Mutual Insurance

This is an action brought to recover upon an insurance policy issued to the plaintiff by the defendant companies. The plaintiff had arranged to mortgage his farm to the Beavers Reserve Fraternity in the sum of $9,000 *16and was required to take out fire insurance for the buildings. The agent of the insurance companies came out to see the plaintiff on November 18, 1922, for the purpose of obtaining the application for the policy in question. Because of the weather conditions the agent asked only a few questions, requested the plaintiff to sign the application, and then returned to the town of…