Wallin v. Knudtson

We are here concerned with the interpretation of the so-called “omnibus clause” in a policy of liability insurance issued to LeRoy Knudtson, which clause reads as follows:

“With respect to the insurance for bodily injury liability and for property damage liability the unqualified word ‘Insured’ includes . . . (1) any person while using an automobile owned by the Named Insured . . . provided the actual use is with the permission of the Named Insured. ...” (Italics ours.)

The ultimate facts which raised the question of the liability of the insurance company under this provision of the policy were…