Moore v. Fidelity Financial Services, Inc.

MEMORANDUM OPINION AND ORDER

GETTLEMAN, District Judge.

In this putative class action, plaintiff alleges a number of claims arising from defendant’s financing of retail motor vehicle purchases. In connection with such financing, defendant’s Standard Security Agreement (the “Agreement”) requires the borrower to obtain insurance for defendant’s benefit against “loss by fire, theft, and collision.” If the borrower fails to do so, the Agreement allows defendant to obtain and “advance the premium on required additional insurance,” adding the premium to the borrower’s indebtedness. Plaintiff refers…