Southern Guaranty Insurance v. Preferred Risk Mutual Insurance

Clarke, Presiding Justice.

We granted certiorari to consider whether a family exclusion clause in an automobile liability insurance policy is void as against public policy in this case. In August 1983, Mrs. Gordon was driving a car insured by Southern Guaranty Insurance Company under a policy issued to Mr. Cooper which provided coverage to anyone driving the car with the express permission of the named insured or “within the scope of such expressed permission.” She was driving the car with the permission of Mrs. Cooper, an insured under the policy and a passenger in the car. Mrs. Gordon was…