SOUTHEASTERN FIDELITY INSURANCE COMPANY v. Chaney

Weltner, Justice.

Effie Chaney purchased an automobile liability insurance policy for an automobile that she owned. She and a grown daughter, who resided in her household, were named as insureds. Chaney was injured in an automobile collision in the insured automobile, which the daughter was driving, and submitted a claim for liability benefits under the policy. The insurer filed a declaratory judgment action, contending that it had no liability because of a family exclusion clause in the insurance contract. The trial court granted summary judgment to the insureds, and the Court of Appeals…