Auto Owners Insurance v. Langford

STILWELL, Judge:

This is an automobile insurance case. The trial court determined that Olympia S. Langford was not a resident relative entitled to recover underinsured benefits under her grandmother’s automobile insurance policy. Langford appeals. We affirm. 1

I

On July 9, 1995, Langford and her six-month-old son, Se-ma;], were riding in a vehicle that collided head-on with a pickup truck. Semaj was killed and Langford suffered severe injuries. The medical bills exceeded $200,000 and, after exhausting all other coverage, Langford remained indebted to the hospital.

Auto Owners Insurance Company’s…