Sobania v. Integrity Mutual Insurance Co.

AMDAHL, Chief Justice.

We must decide whether a policy exclusion which precludes underinsured motorist coverage for an insured’s injuries arising from a vehicle owned by the insured but not insured under the insurance policy is enforceable when the policy was issued and the accident occurred after the repeal of the provision of the No-Fault Act which required the insurer to offer the insured underinsured motorist coverage. The trial court granted summary judgment declaring respondent Sobania eligible for underinsured motorist benefits. The Minnesota Court of Appeals affirmed the trial court.…