Paul v. Insurance Co. of North America

OPINION

LEWIS, Judge.

The determinative issue in this case is whether a group accident insurance policy which provided that coverage would be “effective on the first day of the month next following receipt of application” was in effect four days after an employee signed up for the policy with her employer. Plaintiff employee Mattie Mae Paul insists the policy was in effect. Defendant insurer, Insurance Company of North America, insists that the policy was not effective until the first day of the month following “receipt of the application.”

This case is before this Court on appeal from a summary…