Davis v. Metropolitan Insurance

As the beneficiary, holding a certificate under a group policy issued on application of the City of Knoxville to insure the members of the police and fire department, Myrtle Davis brought suit to recover a death benefit .of $1000'. The Circuit Judge tried the case without a jury and held that the policy had been cancelled before the death of the husband of Mrs. Davis and gave judgment for the defendant Company.

The Court of Appeals, holding that the cancellation agreed upon between the City and the Company was not effective as against this beneficiary until the expiration of a thirty one day…