Tousignant v. Allstate Insurance

The question presented concerns the liability of a no-fault automobile insurer when the insured purchases a policy of no-fault automobile insurance coordinated with other health coverage. We hold that a no-fault insurer is not subject to liability for medical expense that the insured’s1 health care insurer is required, under its contract, to pay for or provide.2

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Louise Ann Tousignant was injured in an automobile accident in July, 1987. Tousignant’s auto*304mobile was insured under a no-fault automobile policy with Allstate Insurance Company.

Tousignant’s employer provided her with health care…