Farm Bureau Mut. Ins. Co. of Idaho v. Cook

This case involves the interpretation of the insuring clause of a bodily injury liability provision in a property insurance contract. This case originated from an intentional *1196 shooting at a campground. Michael Chisholm shot Joseph Stanczak during an altercation on property owned by the Cooks, who had property insurance through Farm Bureau. Farm Bureau determined it had no duty to defend or indemnify the Cooks because the shooting was not a covered act under the policy. Farm Bureau filed a declaratory judgment action seeking judicial confirmation of its determination. Farm Bureau filed a…