Legal Opinion

Brown v. Card Service Center

Court of Appeals for the Third Circuit

Decided September 29, 2006No. 05-4160PublishedCited by 36 opinions

1Opinion of the Court

FUENTES, Circuit Judge.

Seeking to recover what it considered a bad debt, Card Service Center sent Elizabeth Brown a collection letter telling her that unless she made arrangements to pay within five days, the matter “could” result in referral of the account to an attorney and “could” result in “a legal suit being filed.” Brown sued, claiming that because Card Service Center had no intention of referring her account to an attorney and no intention of filing a law suit, the letter violates the Fair Debt Collection Practices Act’s ban on false, misleading or deceptive communications. The…

2Cases cited18 opinions

  1. Hishon v. King & SpaldingSupreme Court of the United States · 1984
  2. Harold Pinker, Individually and on Behalf of All Others Similarly Situated v. Roche Holdings Ltd. Harold PinkerCourt of Appeals for the Third Circuit · 2002
  3. In Re: Rockefeller Center Properties, Inc. Securities Litigation, Charal Investment Company Inc., a New Jersey Corporation C.W. Sommer & Co., a Texas Partnership, on Behalf of Themselves and All Others Similarly Situated Alan Freed Jerry Crance Helen Scozzanich Sheldon P. Langendorf Rita Walfield Robert Flashman Renee B. Fisher Foundation Inc. Frank Debora Wilson White Stanley Lloyd Kaufman, Jr. Joseph Gross v. David Rockefeller Goldman Sachs Mortgage Co. Goldman Sachs Group Lp Goldman Sachs & Co. Whitehall Street Real Estate Limited Partnership v. Wh Advisors Inc. v. Wh Advisors Lp v. Daniel M. Neidich Peter D. Linneman Richard M. Scarlata Frank Debora Wilson White Stanley Lloyd Kaufman, Jr. Joseph Gross, Charal Investment Company Inc., a New Jersey Corporation C.W. Sommer & Co., a Texas Partnership, on Behalf of Themselves and All Others Similarly Situated Alan Freed Jerry Crance Helen Scozzanich Sheldon P. Langendorf Rita Walfield Robert Flashman Renee B. Fisher Foundation Inc. Frank Debora Wilson White Stanley Lloyd Kaufman, Jr. Joseph Gross v. David Rockefeller Goldman Sachs Mortgage Co. Goldman Sachs Group Lp Goldman Sachs & Co. Whitehall Street Real Estate Limited Partnership v. Wh Advisors Inc. v. Wh Advisors Lp v. Daniel M. Neidich Peter D. Linneman Richard M. Scarlata Charal Investment Company Inc. C.W. Sommer & Co. Renee B. Fisher Foundation Helen Scozzanich Jerry Crance Alan Freed Sheldon P. Langendorf Rita Walfield Robert FlashmanCourt of Appeals for the Third Circuit · 2002
  4. Christ Clomon v. Philip D. JacksonCourt of Appeals for the Second Circuit · 1993
  5. Anthony Graziano v. Michael HarrisonCourt of Appeals for the Third Circuit · 1991

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3Cited by36 opinions

  1. Lesher v. Law Offices of Mitchell N. Kay, PCCourt of Appeals for the Third Circuit · 2011
  2. Bucci v. Wachovia Bank, N.A.District Court, E.D. Pennsylvania · 2008
  3. Padilla v. State Farm Mutual Automobile InsuranceDistrict Court, E.D. Pennsylvania · 2014
  4. Platt v. BrockenboroughDistrict Court, E.D. Pennsylvania · 2007
  5. Chulsky v. Hudson Law Offices, PCDistrict Court, D. New Jersey · 2011

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