Poehls v. Guaranty National Insurance Co.

NEUMAN, Justice.

The United States District Court for the Southern District of Iowa has certified a question to this court that gives a new twist to the underinsured motorist coverage issues we first faced in American States Insurance Co. v. Estate of Tollari, 362 N.W.2d 519 (Iowa 1985) and recently revisited in McClure v. Northland Insurance Cos., 424 N.W.2d 448 (Iowa 1988). As in Tollari and McClure, the plaintiff challenges an insurer’s ability to lawfully limit underinsured motorist coverage by deducting amounts paid through liability and other insurance. Unlike those cases, however, the…