Legal Opinion

Kluiter v. State Farm Mutual Automobile Insurance Co.

Supreme Court of Iowa

Decided December 23, 1987No. 86-1047PublishedCited by 36 opinions

1Opinion of the Court

SCHULTZ, Justice.

This appeal from a declaratory judgment action involves a motor vehicle insurance policy providing underinsured motorist coverage. The dispositive issue is whether an exclusion denying coverage to an insured occupying a vehicle owned by the insured but which is not insured under the policy in question is enforceable. The trial court held the exclusion effective and denied the insured this coverage. We affirm.

On August 10, 1982, LaVern Kluiter and his wife Myrna were injured by an underin-sured motorist, Michael Buss, while riding their motorcycle. After settling with Buss and…

2Cases cited8 opinions

  1. Calvert v. Farmers Ins. Co. of ArizonaArizona Supreme Court · 1985
  2. American States Insurance Co. v. Estate of TollariSupreme Court of Iowa · 1985
  3. McClure v. Employers Mutual Casualty CompanySupreme Court of Iowa · 1976
  4. Tri-State Insurance Co. of Minnesota v. GooyerSupreme Court of Iowa · 1985
  5. Westhoff v. American Interinsurance ExchangeSupreme Court of Iowa · 1977

3 more not listed; retrieve them via the Exa API.

3Cited by36 opinions

  1. Ann Langley, as Mother and Next Friend of Tamara Langley, a Minor v. Allstate Insurance CompanyCourt of Appeals for the Eighth Circuit · 1993
  2. Lemars Mutual Insurance Co. v. JofferSupreme Court of Iowa · 1998
  3. Miller v. Westfield Insurance Co.Supreme Court of Iowa · 2000
  4. Kapadia v. Preferred Risk Mutual Insurance Co.Supreme Court of Iowa · 1988
  5. Veach v. Farmers Insurance Co.Supreme Court of Iowa · 1990

31 more not listed; retrieve them via the Exa API.

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