Electric Insurance Company v. Nathan Rubin Patricia Rubin. Patricia Rubin v. Nathan Rubin Electric Insurance Company, Patricia Rubin and Nathan Rubin

OPINION OF THE COURT

GREENBERG, Circuit Judge.

I. INTRODUCTION

Nathan and Patricia Rubin, who are husband and wife, appeal from an order in these consolidated diversity of citizenship cases granting summary judgment to Electric Insurance Company and declaring that Electric is not obligated to provide coverage under a personal excess liability insurance policy it issued to Nathan Rubin for claims made by Patricia Rubin arising from an automobile accident on November 7,1992. The germane facts are not in dispute, and we exercise plenary review on this appeal. Petruzzi’s IGA Supermarkets, Inc. v.…