Worldwide Underwriters Insurance Company v. Robert P. Brady, Jr. Robert P. Brady, Sr. Gary Moros

OPINION OF THE COURT

MANSMANN, Circuit Judge.

Worldwide Underwriters Insurance Company initiated this declaratory judgment action, requesting a determination concerning the effect of its automobile policy’s limitation of liability clause when members of an insured’s family are involved in an accident. The district court, applying Pennsylvania law, 1 concluded that because the family limitation exclusion was both ambiguous and contrary to the reasonable expectation of the insured, the insured was entitled to the full benefits of the policy.

We will affirm the judgment of the district court,…