Allstate Insurance v. Stone

In this declaratory judgment action, plaintiff Allstate Insurance Company (Allstate) seeks a judgment declaring that damages for personal injuries and loss of consortium suffered by defendants Thomas and Geraldine Stone, resulting from a collision between a semi-truck/trailer driven by Thomas Stone and an automobile driven by the insured, are not covered by the insured’s automobile liability insurance policy that explicitly excludes coverage for “bodily injury or property damage caused intentionally by, or at the direction of, an insured person.” The trial court concluded that the exclusion…