Fox v. Country Mutual Insurance

These consolidated actions arise from an automobile collision that resulted in the death of William Fox (Fox). Plaintiff, who is the personal representative of Fox’s estate, asserts that defendants are obligated to pay benefits to the estate under the uninsured and underinsured motorist (UM) coverage in defendants’ automobile insurance policy. The Court of Appeals held that defendants had no such obligation, because the collision that killed Fox was not “caused by an accident” within the meaning of defendants’ policy. As a consequence, the Court of Appeals affirmed the trial court’s summary…