Murphy v. Mutual Life Insurance

July 15, 1927, appellant purchased from respondent a life insurance policy, additionally providing for benefit payments for total and permanent disability as follows:

“Section 3

“Total Disability. — Disability shall be considered total when there is any impairment of mind or body which continuously renders it impossible for the Insured to follow a gainful occupation.

“Permanent Disability. — Total disability shall, during its continuance, be presumed to be permanent;(a) If such disability is result of conditions which render it reasonably certain that such disability will continue during the…