Associated Independent Dealers, Inc. v. Mutual Service Insurance Companies

Yetka, Justice.

This is a declaratory judgment action brought in Ramsey County District Court to determine whether defendant insurer is liable under an automobile liability policy providing coverage to plaintiffs, Associated Independent Dealers, Inc. (AID) and Standard Storage Battery Company (Standard), 1 for losses “arising out of the ownership, maintenance or use” of automobiles specified in the policy. The matter was tried before the court which ordered entry of judgment holding that coverage existed. Defendant has appealed from that judgment. We reverse.

A fire originated in a warehouse…