Citizens Mutual Insurance v. Turner

Defendant Alice Turner was a passenger in a vehicle owned and operated by a Stanley Adams. The Adams vehicle was involved in an accident that severely injured her. Adams was an uninsured motorist.

At the time of the accident, defendant’s parents were insured by plaintiff. The insurance included uninsured motorist protection that applied to the defendant’s injuries in this case.

Defendant’s claims under the policy were submitted to arbitration pursuant to the insurance contract provisions. The arbitrator awarded defendant $15,500 for her injuries. Plaintiff challenges the award on three grounds.…