EMPLOYERS'LIABILITY ASSURANCE CORP., LTD. v. Madric

Storey, J.:

This is an action for a declaratory judgment to determine duties and liabilities under the terms of an automobile liability insurance policy. The jury could have found the following facts.

David Madric is a somewhat untutored and unsophisticated man. He owned a Chevrolet automobile, for which he took out insurance against liability. The plaintiff, Employers’ Liability Assurance Corporation, Limited, wrote the insurance policy, which was sold by plaintiff’s agent, Walter Hawke. This policy contained an endorsement which greatly narrowed the insurer’s liability; though the premium…